2 posts tagged “cars”
I have to give you a piece of advice: you girls better not to argue with men anymore when it comes to stuff like driving. There are pieces of evidence that prove that men are more superior when it comes to this field. Actually, gender definitely does show the difference between driving behavior and insurance business observers think that this issue is evident in some ways as well, according to Insurance.com. Do you agree with me ladies and gentlemen? Now start up your BMW Canada and let’s ask the experts…
"The weight in pricing varies from company to company and by claims experience over time, but, for example, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group,” says David Snyder, the vice president and assistant general counsel of the American Insurance Association, in Washington, D.C.
"The only time gender has a bearing on car insurance rates involves young drivers. Young males, between the ages of 16 to 25, typically pay more than females in their age group, because many young men are more likely to show daredevil tendencies in their driving because of factors such as emotional immaturity and misplaced feelings of immortality," says Carolyn Gorman, the vice president of the Washington, D.C. office of the Insurance Information Institute (III).
A lot of auto insurance industry professionals would have the same opinion with the theory that men, especially the young ones, are likely to drive more aggressively than women and show their aggression in a direct approach, rather than indirectly.
"Men typically drive more miles than women and engage more often in risky driving practices including not using a safety belt… and speeding," according to Rader, a spokesman for IIHS, in Arlington, Va.
"This is due to the fact that men typically drive more miles and exhibit often risky driving practices such as driving while intoxicated, not wearing a seatbelt and speeding," said Lehman.
"We're also seeing women driving more aggressively, picking up that bad habit from their male counterparts. All these factors lead to more deaths among women drivers and their auto insurance costs are rising in direct proportion to their accident and death rates from crashes,” says Kummer, the director of personal lines-auto for the Property Casualty Insurers Association of America (PCI), an insurance trade organization based in Illinois.
"Reckless driving used to be the province of male drivers as opposed to women," says III's Carolyn Gorman. "We're seeing more and more examples these days of women driving aggressively and exhibiting road rage, which represent poor behavior behind the wheel."
"If trends continue as the data suggest, you could start seeing a closing of the gap of car insurance rates between male and female drivers, but for the time being at least, the gap will still remain much as it is today," explained IINC's Tully Lehman.
Automobile companies (i.e. car and auto parts manufacturers) are merging. There's an upward trend in component design and manufatcure outsourcing, and brands shapeshift more frequently. The automobile company big wigs are venturing into offering financial services to car buyers. All these remarkable incidents are proof that the automobile company is rapidly growing and becoming global in nature. The automobile industry's evolution is taking the world by storm--even the secondhand car business is being taken over by multi-national car companies.
In lieu with this, consumers and manufacturers alike often turn to the biggest and most efficient information resource available today: the Internet. E-commerce in particular totally revolutionized the entire automobile business. A lot of sites provide a mine full of information, from cars to specific auto parts. Manufacturers realize that the Internet is a big cash cow and sure enough, they're milking it for all its worth. They use the Internet to promote, display and take orders. In fact, a lot of resource and e-commerce sites popped here and there on the cyberworld, that what was meant to organize all these information became a source of confusion as well.
Jack W. Plunkett's Automobile Industry Almanac for 2007 will be your guide into the giant labyrinth of of the exciting automobile industry. It will provide the most comprehensive information regarding the car business such as automotive industry trends and market research; mergers, acquisitions, globalization; automobile manufacturers; truck makers; makers of specialty vehicles such as RVs; automobile loans, insurance and other financial services; dealerships; components manufacturers; retail auto parts stores; e-commerce , and more.
Also included in this book is statistical tables, an automobile industry glossary, industry contacts and thorough indexes. The corporate profile section of the book includes our proprietary, in-depth profiles of the 400 leading companies in all facets of the automobile industry.
Plunkett's Automobile Industry Almanac 2007 Table of Contents:
- A Short Automobile Industry Glossary
- Introduction
- How to Use This Book
- Chapter 1: Major Trends Affecting the Automobile Industry
- 1) Automobile Industry Introduction
- Introduction
- 2) Big Three’s Dominance of the U.S. Auto Market Is Compromised
- 3) Fuel Efficiency Becomes a Key Selling Element/Bush Administration Calls for Stiffer Fuel
- Efficiency Standards
- 4) Alternative Fuels Quickly Gain Popularity Among Automobile Consumers
- 5) Ethanol Use May Grow Quickly
- 6) Fuel Cells and Hydrogen Power
- 7) Globalization/Consolidation of Manufacturers
- 8) Outsourcing of Component Manufacturing/ Sharing of Parts and Designs
- 9) Advanced Technology Speeds Manufacturing
- 10) Car Purchasers Turn to the Internet in Droves
- 11) Car Sales Shift in China and India/Chinese-Made Vehicles Exported for the First Time
- 12) Focus on Safety Improvements by Automakers
- 13) Super-Expensive Cars are Pushed by Manufacturers
- 14) Rethinking SUVs—The Party is Over
- 15) Big News in Small Cars
- 16) More Choices than Ever Before for Automobile Consumers
- 17) Smaller, More Flexible Automotive Factories Place Bigger Burdens on Suppliers
- 18) Wireless Information Systems Surge Ahead in Cars: Telematics, ITS and More
- Chapter 2: Automobile Industry Statistics
- Automotive Industry Overview
- The Top 20 Global Automobile Manufacturing Companies, Ranked by Sales, 2005
- DaimlerChrysler AG Overview
- Ford Motor Company Overview
- General Motors Corporation Overview
- Honda Motor Corporation Overview
- Toyota Motor Corporation Overview
- U.S. New Vehicle Sales and Market Share by Manufacturers 1995-2005
- U.S. Domestic Automobile and Light Truck Production: 1993-2006
- U.S. Sales of Automobiles, Light Trucks and Heavy Trucks: 1995-2006
- U.S. New Vehicle Sales 2001-2005
- U.S. Retail Sales and Market Share of Medium- and Heavy-Duty Trucks by Class, 2005
- Vehicles in Operation, New-Vehicle Registrations and Vehicle Scrappage in the U.S.: 1995-2005
- Number of Full-Time Employees in the U.S. Automotive Industry: 1999-2005
- Value of U.S. Vehicle Imports: 1999-2005
- Value of U.S. Vehicle Exports: 1999-2005
- Average U.S. New Car and Light Truck Dealership Profile: 2000-2005
- Number of New-Car Dealerships in the U.S.: 1985-2006
- Share of Total U.S. Automotive Dealership Sales Dollars: 1995 vs. 2005
- Sources of Used Vehicles Retailed by U.S. Automotive Dealerships: 1995 and 2005
- U.S. Automotive Service and Parts Profile, 2005
- Employment at U.S. Automotive Dealerships, 2005
- U.S. Automobile Driving Costs, 2006
- U.S. Personal Transportation Expenditures: 1999-2005
- International Retail Premium Gasoline Prices: Jan 1996-Jan 2006
- U.S. Average Motor Gasoline Retail Prices: 1975-2005
- Top Ten Fuel-Efficient Model Lines Sold in the U.S., 2006
- U.S. Highway Vehicle Miles Traveled, 1991-2005
- Number of Injuries and Fatalities Caused by Motor Vehicles in the U.S.: 2004-2005
- Motor Vehicle Crash Fatalities in the U.S. by Type of Vehicle and Person: 2004-2005
- 3) Fuel Efficiency Becomes a Key Selling Element/Bush Administration Calls for Stiffer Fuel
- Chapter 3: Important Automobile Industry Contacts
- (Addresses, Phone Numbers and World Wide Web Sites)
- Chapter 4: THE AUTOMOBILE 400:
- Who They Are and How They Were Chosen
- Industry List, With Codes
- Index of Rankings Within Industry Groups
- Alphabetical Index
- Index of Headquarters Location by U.S. State
- Index of Non-U.S. Headquarters Location by Country
- Index by Regions of the U.S. Where the Firms Have Locations
- Index by Firms with Operations Outside the U.S.
- Individual Data Profiles on Each of THE AUTOMOBILE 400
- Industry List, With Codes
- Additional Indexes
- Index of Hot Spots for Advancement for Women/Minorities
- Index by Subsidiaries, Brand Names and Selected Affiliations